پوشش‌های بیمه شخص ثالث شامل چه مواردی خواهند شد؟
Third party insurance covers include three main categories: life, financial and driver accidents; For example:
• Accidents or any type of accident caused by vehicles due to unexpected events.
• Damages caused to third parties by vehicle cargo.
• Payment of compensation for death, permanent and temporary disability of third parties, including dowry and arash (dues for temporary disability determined by the judge.) • Compensation for medical expenses caused by third party injuries in driving accidents unless there is another law.)
• compensation for financial damages caused to third parties. They are because they were damaged due to the accident; Except for the driver who caused the accident, who uses the accident coverage of the insurance policy. ✅ Note 2: The number of passengers covered by each car is based on the capacity of the car. ✅ Note 3: Financial coverage, compensation It is responsible for the financial damages caused to third parties and compensates for the damages related to death, disability, injury and disability of third parties.
مدارک لازم برای صدور بیمه‌نامه چیست؟
⬅️ car card or green leaf
⬅️ previous insurance policy
⬅️ certificate
⬅️ national card
⬅️ contact number
⬅️ address
آیا در بیمه آسیا بیمه شخص ثالث کوتاه‌مدت ارائه می‌دهید؟
Yes; You can choose 3 to 12 month insurances while shopping.
تعداد اقساط بیمه شخص ثالث خودرو چقدر است؟
Depending on the type of guarantee and the rules of the company, the number of installments in different plans is different. Usually, the installments can be divided from 6 months to 12 months, which can be chosen by the customer.
آیا احتیاج به داشتن نسخه چاپی بیمه شخص ثالث هست؟
According to the new Central Insurance circular, since 1999, the printed version has been removed and it is enough to carry the electronic version.
آیا بیمه نامه شخص ثالث در زمان صدور، همان ساعت فعال می‌شود؟
All insurance policies issued will be activated from 12:00 PM on the same day.
آیا شخصی که از خودرو استفاده می‌کند باید گواهی‌نامه‌اش را برای خرید بیمه ارائه دهد و نامش داخل بیمه‌نامه ذکر شود؟
No; It is not necessary to load and mention in the insurance policy, but the person who uses the car must have a license and if there is no license and damage occurs, the insurance company will not have any obligation.
چه مواردی در نرخ حق بیمه شخص ثالث تأثیر گذار هستند؟
✅ Type of use
✅ Number of car cylinders (riding)
✅ Year of manufacture
✅ Discounts on the previous insurance policy
✅ Capacity (trucks)
چقدر زودتر از موعد اتمام بیمه‌نامه می‌توان آن را تمدید کرد؟
You can renew it up to 30 days before the expiration date.