Are Social Security Applications Applicable in Workers' Construction Insurance?
Yes, since some workers may be permanent, such as guards and the like, this will apply.
In civil liability insurance against a third party (financial and life), can it be possible to cover the court without a court?
In the case of this type of insurance policies, usually the insurance companies have mentioned this issue under the title of the legal liability of the insured or the opinion of the insurer's expert. In general, there is no clause regarding public responsibilities unless the insurance companies create clauses in their contracts according to their internal policies.
What is the solution to jobs such as municipal contractors who are at one point every day and it is not possible to provide a fixed address?
According to the division of the municipality itself, it is also possible that the address in the insurance policy is indicated based on the district or region where the person works.
In elevator liability insurance, if the elevator is not standard, is it possible to issue insurance and the damages can be paid?
In this insurance policy, there is no requirement to receive a standard certificate, but it is important to have a service and maintenance contract for the elevator.
منظور از پوشش هزینه های پزشکی در بیمه مسئولیت چیست؟
In this section, you must specify the amount of financial coverage for medical expenses you want for each person. The meaning of medical expenses is the maximum amount paid by the insurance company for medical expenses that is awarded to each person in each accident.
What is the cover of the demands of the Social Security Organization (subject to Article 1 of the Social Security Act)?
At the time of an accident due to the employer's work for each of the employees, whether this person is covered by social security insurance or not, the social security organization to receive its claims for damages and medical expenses and... Refers to the employer. This coverage helps in this situation and the requested capital limit should be determined. Usually, the basis of capital to get this coverage is one month of basic salary in 12 months of the year and maximum for 10 years. The insurance premium is determined on this basis.
Is it possible to issue liability insurance for less than one year?
The term of the insurance policy means the validity period of the insurance policy and you must choose the validity period you want. This amount can be one year or short term.
How will it be done in case of non -payment of a total or part of the premium in the event of damage?
In case of non-payment of the entire insurance premium, the damage cannot be paid, so if the insured has not paid only a part of the insurance premium, by applying the relative rule, a part of the damage amount will be payable.
Will the compensation and defect of the member be paid to the insurer or employer?
Due to the nature of liability insurance policies that are for the benefit of third parties, the amount of damage should be paid to the injured person in case of limb defect and to the heirs in case of death.
How much time is it necessary to file an accident?
According to the provisions of the contract, the insured is obliged to notify the insurer of the incident within 48 hours of the date of his knowledge of the incident. >
Do the insurances require initial visits when issuing?
The initial visit before the date of issuance of the insurance policy helps the insurer in a more appropriate assessment of the risk, so the requirement to do this is done according to the number of insurance cases, according to the type of risk and expert diagnosis.
p>Are sports clubs in the Civil Liability Insurance also covered by people who are at the club?
In the insurance policies, the potential fault of the insured in the occurrence of an accident is covered, therefore, in a sports accident, if it is determined according to the opinion of the expert and, if necessary, the opinion of the competent authorities, that the damage occurred in the sports environment is caused by the negligence and negligence of the insured. happened, the issue is covered by the liability insurance policy.